SAN DIEGO--(BUSINESS WIRE)--Apr 27, 2026--The Same Day ACH per payment limit will rise to $10 million under a Rule change approved by the Nacha membership, Nacha announced today at its Smarter Faster …
Join our family of readers for as little as $14.99 per month and support local, unbiased journalism.
Already a member? Log in to continue. Otherwise, follow the link below to join.
Please log in to continue |
SAN DIEGO--(BUSINESS WIRE)--Apr 27, 2026--
The Same Day ACH per payment limit will rise to $10 million under a Rule change approved by the Nacha membership, Nacha announced today at its Smarter Faster Payments 2026 conference.
The increase takes effect Sept. 17, 2027, and will be the third increase in the history of Same Day ACH. The initial $25,000 maximum was raised to $100,000 in 2020, and then to $1 million in March 2022.
Nacha anticipates the new $10 million cap will enhance Same Day ACH use cases for invoice and tax payments, insurance claim payments, payroll funding, merchant settlement, and cash concentration, among other uses.
“Nacha has been hearing from ACH Network users that they wanted a higher limit, and we are pleased to meet that need,” said Jane Larimer, Nacha President and CEO. “With its speed and security, Same Day ACH is helping to meet the demand for faster payments.”
In the first quarter of 2026 there were 403 million Same Day ACH payments valued at $1.1 trillion, up 23.6% and 22.1% respectively from the same period a year ago. These increases followed a banner year in 2025 with 1.4 billion payments worth $3.9 trillion, respective increases from 2024 of 16.7% and 21.4%.
In September, Same Day ACH will celebrate its 10th anniversary. Learn more about Same Day ACH, including use cases and success stories, on Nacha’s website.
About Nacha
Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.
View source version on businesswire.com:https://www.businesswire.com/news/home/20260422048226/en/
CONTACT: Dan Roth
Nacha
571-579-0720
media@nacha.org
KEYWORD: CALIFORNIA UNITED STATES NORTH AMERICA
INDUSTRY KEYWORD: FINANCE BANKING PAYMENTS PROFESSIONAL SERVICES TECHNOLOGY
SOURCE: Nacha
Copyright Business Wire 2026.
PUB: 04/27/2026 12:34 PM/DISC: 04/27/2026 12:34 PM
http://www.businesswire.com/news/home/20260422048226/en
