The effects of climate change include changes to the insurance industry, and in an effort to access those changes, Delaware Insurance Commissioner Trinidad Navarro has announced the state’s participation in the National Association of Insurance Commissioners’ Insurer Climate Risk Disclosure Survey.

He said residents are relying on insurers more and more to respond to the heightened risk of damage to properties, businesses and homes due to changes in the climate.

Mr. Navarro said wildfires in the west and hurricanes in the south are forewarnings of what may be to come in Delaware. Participation in the survey will help determine insurers’ preparedness and what opportunities there are to protect residents from the adverse effects of climate change.

Delaware has asked 82 statewide insurers that reported $100 million or more in 2020 premiums to participate in the surveys, which are due Aug. 31. According to a release from the Delaware Department of Insurance, more than 1,200 insurers in total will complete the survey, representing more than 70% of the U.S. insurance market.